I discovered tonight that I am a worrier. I got an email from my bank saying that there had been some fraudulent charges on my account. Over the past 9 days someone managed to spend almost $700 and the worst part is that I didn't even notice. I was freaking out, reading all of these articles online about people who got their debit cards stolen and never got reimbursed. I was a wreck. So the moral of the story is... be a recluse so no one will ever steal your monies and then you won't freak out.